Homeowners insurance is a must but just how much does it cover? Homeowners insurance does cover locksmith services. However, it’s usually something you need to add on. What’s more, coverage for these types of services tends to be limited.
If you do plan to claim from your insurer for locksmith services, be prepared to pay towards the final bill – your insurer won’t cover everything. The services that are most often covered by homeowners insurance includes:
Since keys fall under the personal property umbrella, insurers will cover the replacement of keys.
If a locksmith needs to help you gain access to your home because a lock was damaged due to covered peril such as a natural disaster, your insurer may cover most or all of the costs.
While it’s not overly common, safes do get stolen. A stolen or vandalized safe that needs to be replaced, may also be covered by homeowners insurance.
The best way to understand what you can expect in terms of coverage is to contact your insurer directly. If coverage for locksmith services is important to you, ask your insurer about adding it to your policy.
For other issues such as getting locked out of your vehicle, there is roadside assistance.
If you do need a locksmith in a hurry, Quickly Locksmith is available 24/7. Contact us today.
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I was in a jam with a broken lock, and these locksmiths came to my rescue! Fast, reliable, and courteous service.
I highly recommend them for any locksmith needs. A+ service!
I needed new locks installed in my home, and this locksmith company exceeded my expectations. Professional, efficient, and reasonably priced. I feel safer now. Thank you!
Locked out of my car in the middle of the night, but these locksmiths arrived quickly and got me back in. Their 24/7 service saved me! Top-notch service with a friendly attitude.
We truly care about your security. Keeping you, your family and your most valuable possessions safe is why we are in business. However, whenever you are looking to hire a residential locksmith service, here are some valuable tips to make the right choice:
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